yet another insurance blow | ADHD Information

I am so depressed.  My insurance company threw me a loop yesterday.  They allow 20 visits for mental health annually.  Well, I guess they consider my prescriber "mental health" and I got a call from my therapist yesterday.  I won't be seeing her again any time soon because my benefit has been all used up.  Like the insurance company couldn't tell me this back in April when I started medication?  I feel like just quitting everything.  The meds - which aren't helping anyway; the therapy - what good is going if I can only go once a month?; the prescriber - where if I see her, it gobbles up precious time that I could be using for therapist?  I was going to use all of my flex-spending next year for therapy but why bother?  It's not going to work out for me anyway.  I feel like since these professionals don't help me to fight the insurance company, why/how can I?  I feel so defeated so I just feel like quitting.  I feel like I don't really matter - that noone wants to really help me.  My employer/owner always touts "the CSCO family".  I think I want to barf.  If I'm "family", why the f*** don't they take care of their family and give us what we need in the way of insurance coverage? If I had cancer, I'd get treatment like you wouldn't believe but because the problem is in my brain, they won't help at all. I'm in a really bad place this morning and I don't even care.  I probably won't get any replies because noone replies to my posts.  I just need to vent so it doesn't even matter.  I'll just go back to being the depressed, scatterbrained, loud, disorganized person I was before.  And I'll just be miserable the rest of my life.  I may not even come back here because what's the point.  I see no hope because things just get worse.  

I wish I had the answer for you. I am very sorry.

I have a situation with finding a good place to evaluate my daughter who takes my insurance. Unfortunately, the hospital who evaluated our son, does not accept our current insurance.

Thanks for the support.  Yes, I have looked at alternative insurance coverage but it is just way too expensive for me.  I know, I know, you get what you pay for.  But as angry and frustrated and as depressed as I may be, I feel stuck with the insurance I have through my employer.  I haven't decided exactly what I'll do yet but I may wait and see my therapist one more time and talk to her and then decide.  One thing is for sure, I'm not going back to the prescriber.  Meds didn't help after a while anyway and if seeing her sucks up my mental health benefits....no thanks.  I can get a script from my family physician without doing that if I feel I need something.

But I'm glad you were able to find insurance coverage that is working for your benefit.  Maybe someday I will too. :)  Thanks for writing.

(Amazing that it took over 30 views before someone actually wrote.)
No don't give up! I have been hung out to dry and left in a similar situation to yours on many an occasion. Yes, it is extremely frustrating and makes you just wanna quit, and NO, your insurance company doesn't give a damn about you, unfortuantely. Have you though about dropping your insurance that you have through your employer, and getting insurance that you pay yourself, from one of the better companies? I avoided doinbg this for years because it "was so much more expensive." Then a year ago I actually checked myself, just to be sure, and I was shocked how cheap it was. Got a plan with one of the bigger and better insurance carriers out there, chose my own plan, one specifically tailed to the fat that I need alot of meds, frequently see people to prescribe them, and also have a therapist i see often. Maybe you've already tried this, or maybe you can't for whatever reason. I know it SUCKS when you are faced with this situation, and the very people you turn to for help with these needs are tell you you're SOL, but keep trying, there's always other options. Good luck.oh the health insurance problems in this country just piss me off! we are the freakin' USA and we rank 37th in health care in the world. Ridiculous! There is no excuse...  But that's for another thread, perhaps.